Leaving a place, you have lived in and known all your life can be quite challenging. You are excited and scared at the same time. Excited because you’ll be starting a new life in a new country, scared because you do not know what this new experience might come with.

Migrating to Canada comes with its peculiar worry. You are worried about the cost of living, food, and other social amenities. The good thing is that this article will help alleviate some of your worries.

This article will provide insight into Canada’s 2022 cost of living with the prices of provinces and cities.

Cost of living in Canada

With the rise in the inflation rate biting the world, the cost of living in most countries has been affected, and Canada is not excluded. This cost of living varies in Canada depending on the province or city you are looking to migrate to. Cost of living includes but is not limited to the following:

  • Rent
  • Food
  • Healthcare
  • Electricity cost
  • Phone bill
  • Transportation etc.

Rent in Canada varies depending on the house you want to live in or the city. Condos can be more expensive than renting an apartment. If money is a constraint, you could stay in a shared apartment. Staying in a shared apartment is only feasible if you come to Canada as an individual.

Food is also one of the many things you have to consider when migrating to Canada. If you come from an African country, and like African food, you should know that getting African food in a foreign land such as Canada is quite expensive.

According to different provinces and cities, let’s look into the cost of living in Canada.

Cost of Living in Toronto

Toronto is one of the major cities in Canada. It houses various offices and attractive jobs, making it one of the most expensive cities in Canada. You can pay as high as $2500 for rent in Toronto wowa.ca, and this depends on the side of Toronto you are looking to live in. the rent fees in Toronto as of January 2022 are:

  • $2097 for a one-bedroom apartment
  • $2747 for a 2 bedroom apartment
  • $3273 for a 3 bedroom apartment

The additional cost of living for every human is utilities which can be draining, especially in an expensive city, and this includes water, hydro, and telecommunication services that are not incorporated in the rent. These utility bills can run up to $1000 a month. Electricity costs monthly in Toronto are an average of $150, and internet, depending on the electrical appliances used in the house, you could spend approximately $170 per month in Toronto.

Transportation in Toronto is expensive, but the city has a good transportation system. You can spend about $150 for a general pass, which is cheaper than owning a car.  For a car, you need to budget for insurance and gas.

The cost of food is another major factor to consider when living in a city like Toronto. For instance, if you are an African immigrant, know that the price of  African food in Toronto is quite on the high side. According to the Toronto nutrition food basket, the average cost of food for a female adult per month ranges from $260 to $340 for a young male adult. However, this can differ when it comes to African food due to its limitedness. You can find African food or groceries in local stores or Walmart, but buying in Walmart can eat deep into your pocket.

Another major cost of living in Toronto is the cost of childcare. Torontonians are among those who pay some of the highest child care costs in Canada. According to TELCCS, the average daily cost for this is:

  • $96.20 for infant care
  • $89.95 for toddler care
  • $68.25 for preschool

It is important to note that, If you wish to raise a family in Toronto, consider all the listed costs of living in the city and make sure you are financially stable to live in a city such as Toronto.

Cost of living in Ontario

Ontario houses over 14 million people. It is the largest province in Canada and is one of the most costly provinces to live in, especially as an immigrant.

The rent here is expected to increase in a few years, leading to higher living costs. It is advisable for an immigrant coming to the country to settle in a more affordable city other than Ontario.

Nonetheless, monthly household costs of food, electricity and phone bills are relatively low, which can substitute for the outrageous rent.

Cost of living in Ottawa

Ottawa is the capital of Canada. The city has a less dense population making it the go-to city for immigrants. Ottawa is not the most expensive city in Canada, but it is not cheap. If Ottawa is where you plan to live when you move to Canada, the rent is at the top of the expenses. Rent here approximately costs $1500 per month for a one-bedroom apartment, which depends on the side of Ottawa you are willing to live in. For the monthly cost of a condo, you might need to have at least $500.

According to this report, wowa.ca, the cost of living in Ottawa has increased by 3 percent since last year.

  • $1000 per month for a 1 bedroom apartment
  • $1517 per month for a 2-bedroom apartment
  • $1850 per month for a 3-bedroom apartment

The cost of groceries is another huge factor to consider. In Ottawa, the prices of food and groceries vary depending on the individual. For a family of four, an average sum of $900 for a month should be budgeted, which includes eating out.

Unlike Toronto, Ottawa’s state capital doesn’t have a viable public transportation system. It would cost an adult an average of $130 per month to commute by public transport.

Childcare in Ottawa costs are relatively cheaper compared to Toronto and London at an average of:

  • $1020 for infant care
  • $920 for toddler care
  • $900 for prekindergarten

Cost of Living in London

If you want to be more prudent with money, then London is the place to consider.  Rent here is relatively cheap compared to other provinces in Canada.  the average monthly rent is:

  • $1207 for a 2-bedroom apartment
  • $1380 for a 3-bedroom apartment
  • $2275 for a single-family detached home

The monthly transportation fare will cost $95 for the average adult, cheaper than Toronto and Ottawa’s monthly fees.  Owning a car is quite crucial if you live on the outskirts of London.

The average cost of childcare in London is between the cost of Toronto and Ottawa, with it being the following:

  • $1250 per month for infant care
  • $1172 per month for toddler care
  • $1055 per month for preschool

Cost of Living in Alberta

 With Alberta having no provincial sales tax and relatively higher incomes than the rest of Canada, the province can be attractive to move to. Along with a fairly modest cost of living anchored by low rents and cheap gas prices, Alberta can be a place to raise a family comfortably. However, people here pay some of Canada’s highest costs for necessities, such as food and electricity.

Cost of Living in Edmonton

 As estimated by the Cost of Living in Edmonton, the cost of living in Edmonton is relatively high. The cost of living for a family of four approximately costs $4386 in a month. While a single person estimated monthly expenses cost $1235 without rent.

Edmonton’s transportation fare is quite affordable, with the average gas rate being $140. Taking a public transit will cost an average of $100 for adults.

In Edmonton, food and groceries costs are relatively affordable, with the monthly amounts on these being $410 per person.

Childcare in Edmonton  is more affordable than in other cities in Canada, with the following monthly costs:

  • $1183 for Infant care
  • $1004 for toddler care
  • $975 for preschool

Cost of Living in Vancouver

The cost of living in this city is compared with other high cities like Ontario and Toronto, making it non-fittable for low-income earners. The cost of living in this city is compared with Ontario and Toronto, making it non-fittable for low-income earners.

Rent in Vancouver as of April 2022 is $2,216 and is likely to increase within the next few months.

Although rents are high in Vancouver and BC, the cost of electricity and communication services is below the national average. At 12.6 cents per KWH and $126 for 1000 KWH, and $174 for phone, TV, and internet, the high rents are slightly more affordable.

Public transportation is mostly used because of its reliability. Parking can be difficult; most people prefer to use public transport. The monthly transit pass depends on where you plan to commute, ranging from $98 to $177 per month. If you own a car, the insurance cost in Vancouver is on average $160 per month, and the price of gas is $190.9 per liter.

The monthly cost for food living in Vancouver for a family of four costs $3433. A two-person meal in a relatively cheap restaurant costs about $80.

Childcare costs are lower when compared to other major cities such as Toronto by a large margin, with costs per month of:

  • $1200 for infant care
  • $1200 for toddler care
  • $1000 for preschool

Although, it’s been in the news that the government is looking to regulate these high childcare prices. This would help families to spend less and improve the standards of living of parents.


Having no clue about the cost of living in a new city that you are trying to relocate to can be quite challenging.

In this article, we have included detailed information on the cost of living for some of the cities in Canada. The article provided detailed information on some of the utilities needed for a stable living. Prices of food, rent, transportation, and gas have been included as it pertains to each city.

You can use the information in this article to plan and put the necessary things in place before migrating to any city of your choice in Canada.

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